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Downtown, Washington, DC 20001

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Downtown, Washington, DC 20001

Address: 1013 O St NW, Downtown, DC, 20001
Phone number: (844) 872-1470
1
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Your
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3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

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What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Great People!

The people here are great! They were helpful and help me out when I needed it the most. I wouldn’t go anywhere else. You can definitely count on the staff here.

- April Mendoza
Great Customer Service

They have great customer service and I like how they explained everything so easily. If I ever need a loan again this will be the only place I’ll go! Thank you for letting me know there’s still great customer service out there!

- Des Jefferson
Wonderful!

The loan officer that worked with me was wonderful. She took my application over the phone and was very friendly. I appreciate her kindness and thorough explanation of the agreement. Thank your DC Title Loans!

- Kay Collazo
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Downtown Title Loans

When you are faced with unexpected financial obligations and in need of fast cash, you can rely on DC Title Loans to get you the funding you need to take back control of your finances. We will customize a title loan based on your budget and lifestyle so that we can ensure the payments are as comfortable for you as possible.

What Is A Car Title Loan?

A car title loan is a loan that uses your vehicle as collateral. This type of loan is great because it doesn’t use your credit score as an approval factor. This means that you can get qualified no matter how bad your financial history is. The amount of your loan is based on your ability to repay the loan as well as the value of your vehicle.

Common Questions

Here are the questions that we get asked most frequently. If you have more questions or concerns please give us a call today, we would love to help you.

Downtown Title Loan Requirements

In order to get a title loan, you will need to meet a few requirements. The requirements include you being at least 18 years old, being the owner of the vehicle, and making at least $1,500 per month. The vehicle’s title also needs to be lien-free before we can approve you.

Do I Have To Have Good Credit?

No, we do not use your credit score as a determining factor in whether or not to approve you for a title loan or not. Instead, we look at your current ability to repay the loan and the market value of your vehicle.

How Long Does It Take To Get My Money?

You can get the money you need in under 24 hours when you apply for a title loan today. Our application process only takes a few minutes to complete and we will preapprove you for a loan amount in under 15 minutes.

Can I Drive My Vehicle?

Yes, you can still drive your vehicle just like normal while you are making payments on your loan. We will just hold onto your vehicle’s title until the loan is completely paid off.

What Paperwork Do I Need To Submit?

In order to get approved for a title loan, we will need you to submit a few documents that we will use to customize a loan around your individual budget and lifestyle. This paperwork includes your photo ID, proof of insurance, income, and residency,  as well as your vehicle’s title and registration.

How Much Money Can I Borrow?

The amount of money you qualify for depends on the value of your vehicle. This is calculated by looking at different aspects of your vehicle like it’s mileage, make, model, age, and condition.

Apply Today, Get Cash Tomorrow

Local residents in need of fast cash can get access to the money they need in under 24 hours when they apply for a title loan today. You can apply by filling out our online application form or by giving us a call now.

Frequently Asked Questions:

  • What is a car title loan?

    A car title loan is a personal loan secured by the value of your vehicle. The loan amount is based on your vehicle’s value and ability to repay the loan. This makes your credit score not an important factor for eligibility. Whether you have low credit or no credit, you can get approved for an auto title loan today.

  • How do car title loans work?

    Car title loans are secured by the value of your vehicle. This means that your eligibility isn’t reliant on your credit score. Because of this, you can get approved for a loan easily but your loan amount will be determined based on your car’s current market value.

    Our loan officers will assess your vehicle’s make, model, mileage, age, and condition to determine the current market value. If your car is worth $8,000, you could have access to up to $8,000.

  • What happens to my car?

    You get to keep your car while making payments on your loan. We will only take the vehicle’s title until the loan is paid off. Once the loan is paid in full, we will return the title to you.

  • Is there a prepayment penalty?

    No, we believe in transparent lending which means we never charge upfront, unexpected, or prepayment penalty fees. You can get your loan comfortably knowing that you will never be charged unexpectedly. We actually encourage you to pay your loan off early to save on interest.

  • How much can I borrow?

    The amount you can borrow through an auto title loan is completely dependent on the value of your car. However, our customers have been able to borrow up to $50,000 in the past. Newer vehicles have a higher chance to receive higher loan amounts but vintage cars could also be eligible for a lot.

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