Washington, DC 20020

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Washington, DC 20020

Address: 811 21st St NE, Washington, DC, 20020
Phone number: (202) 990-2183

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  • Free and fast estimate process
  • Discover loan amount right away

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Great People!

The people here are great! They were helpful and help me out when I needed it the most. I wouldn’t go anywhere else. You can definitely count on the staff here.

- April Mendoza
Great Customer Service

They have great customer service and I like how they explained everything so easily. If I ever need a loan again this will be the only place I’ll go! Thank you for letting me know there’s still great customer service out there!

- Des Jefferson

The loan officer that worked with me was wonderful. She took my application over the phone and was very friendly. I appreciate her kindness and thorough explanation of the agreement. Thank your DC Title Loans!

- Kay Collazo

Washington, DC Title Loans

Title loans are the fastest and easiest way of getting the fast cash you need to overcome your financial obligations. Our lending solutions help thousands of local Washington, DC residents every year get back on top of their finances. We have a team of experienced lenders who will work with you to customize a title loan based on your budget and lifestyle.

What Is A Car Title Loan?

Car title loans are a way to get fast cash by using your vehicle’s title as collateral. To get a car title loan, you give a lender the title to your vehicle. We approve any kind of vehicle including your car, truck, motorcycle, and RV. The amount of your loan is determined by the market value of your vehicle and your ability to meet your loan payments on time.

How Your Vehicle Is Valued

In order to evaluate your vehicle and qualify you for a loan amount, we look at your vehicle’s mileage, age, condition, make, and model. We usually do not approve of vehicles built before 1999.

Required Paperwork For Car Title Loans

Washington, DC residents can get the money they need in under 24 hours with our fast online title loan application. This application form does require you to submit a few support documents that we will use to customize a loan around your individual needs. This paperwork includes:

  • Photo ID
  • Proof of insurance, income, and residency
  • Vehicle’s title and registration

How Much Can I Borrow?

Title loans in Washington, DC are granted to any local resident in need of fast cash who also owns their vehicle. We tend to not loan out any more than $50,000 per loan. We also will not approve of most vehicles older than in 1999.

Auto Title Loan Requirements

We do not have a ton of requirements attached to our title loans. If you are looking for a way to get fast cash in your bank account, this is the easiest and quickest option. Our requirements include:

  • The vehicle title is lien-free
  • You are at least 18 years old
  • You make at least $1,500 per month
  • You own the vehicle

Customized Title Loans

Our team of lenders will work with you to customize a loan around your budget and lifestyle in order to build a payment plan that is as convenient for you as possible. They have decades of experience and can get you the loan you need to take back control of your finances.

Advantages of Car Title Loans

Our car title loans of Washington, DC come with a variety of different benefits that make us stand out amongst our competitors. We take into account your finances, lifestyle, and budget when creating a loan for you. Our title loans include:

  • Progressively lowering interest rates
  • No hidden, upfront, prepay fees
  • Customized payment plans
  • Flexible loan terms
  • Transparent services
  • Friendly 24/7 customer service
  • Approvals within minutes
  • Simple 3-step process

The Application Process

Our title loans application process is super simple compared to our local Washington, DC competitors. First, apply online using your application form or call us. We will assess basic information about you and your vehicle and approve you for a loan amount within 15 minutes.

Then, submit the required paperwork so that we can customize a loan specific to your individual wants and needs. This paperwork includes your photo ID, proof of insurance, income, and residency, as well as your vehicle title and registration.

The final step of the process is to receive your money. Once we customize a title loan for you, we will deposit the money into your checking or savings account via a direct deposit. The direct deposit will come through within 24 hours after you have been approved.

Does My Car Need To Be Paid Off?

Yes, in order to get approved your vehicle’s title needs to be lien-free. However, if you are close to having the vehicle paid off, we might be able to work out a plan to get you the money you need regardless.

What If I Have Bad Credit?

We do not use your credit score or financial history as a deciding factor when determining your eligibility for our auto title loans. Instead, we look at your current ability to meet your monthly loan payments.

Do I Have Full Use Of The Vehicle?

Yes, you can drive your vehicle just like normal while making payments on your loan. Instead of taking your vehicle, we will take your vehicle’s title. Then, we return it once the loan has been paid off.

Professional Washington, DC Lenders

If you are in need of fast cash through convenient loans that ensure you take back control of your finances, you are in the right place. We would love to help you get the funding you need today. Give us a call or fill out our online application form now.

Frequently Asked Questions:

  • What is a car title loan?

    A car title loan is a personal loan secured by the value of your vehicle. The loan amount is based on your vehicle’s value and ability to repay the loan. This makes your credit score not an important factor for eligibility. Whether you have low credit or no credit, you can get approved for an auto title loan today.

  • How do car title loans work?

    Car title loans are secured by the value of your vehicle. This means that your eligibility isn’t reliant on your credit score. Because of this, you can get approved for a loan easily but your loan amount will be determined based on your car’s current market value.

    Our loan officers will assess your vehicle’s make, model, mileage, age, and condition to determine the current market value. If your car is worth $8,000, you could have access to up to $8,000.

  • What happens to my car?

    You get to keep your car while making payments on your loan. We will only take the vehicle’s title until the loan is paid off. Once the loan is paid in full, we will return the title to you.

  • Is there a prepayment penalty?

    No, we believe in transparent lending which means we never charge upfront, unexpected, or prepayment penalty fees. You can get your loan comfortably knowing that you will never be charged unexpectedly. We actually encourage you to pay your loan off early to save on interest.

  • How much can I borrow?

    The amount you can borrow through an auto title loan is completely dependent on the value of your car. However, our customers have been able to borrow up to $50,000 in the past. Newer vehicles have a higher chance to receive higher loan amounts but vintage cars could also be eligible for a lot.

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